Sell on credit without losing sleep
Zemam handles the riskiest part of wholesale: the money that's out there. Live credit decisions, the full cheque lifecycle, and aging that tells you who to chase today.
The credit decision — at the moment of sale
Every customer has a credit limit, and at invoice confirmation the system decides: allow, warn, or block — based on the limit and overdue history. A live decision that protects you from bad debt.
The full cheque lifecycle
Incoming and outgoing cheques: under collection, collected, bounced, endorsed, replaced — every move with its correct accounting entry, plus due-date alerts.
AR aging & customer statements
Know who owes you and for how long — a clear aging report and a per-customer statement you can print or send. All derived from the ledger itself, not estimates.
Installment sales & collection tracking
Turn an invoice into an installment plan with a clear schedule, track due and overdue per installment — collections post their entries automatically.
Wholesale, semi-wholesale & retail pricing
Price lists per customer segment plus quantity tiers: one price from 10 cartons, a better one from 50 — the system picks the right price automatically.
Importing? Multi-currency built in
Buy in USD, sell in EGP? Multi-currency documents with rates locked at confirmation, and FX differences computed automatically per international standards.
Own-fleet delivery with driver tracking
A full delivery lifecycle with a driver app: live order location, a public tracking link for the customer — and each van is treated as its own mobile warehouse.
Approvals before anything posts
Decide who must approve what: a large discount, a credit invoice, a payment voucher — per-action approval levels with a full audit trail.
Frequently asked questions
A customer hit their credit limit — what happens?
Per your policy: the system blocks the invoice, warns the seller, or routes it to a manager's approval. You set the rule; the system enforces it at sale time.
A customer's cheque bounced — how is that recorded?
One click: the cheque is marked bounced, the accounting reverses correctly and the customer owes the amount again — and you can register a replacement linked to it.
I distribute with vans — can I track each van's stock?
Yes — each van is defined as its own warehouse: load it with a stock transfer, sell from it, return the rest — every movement recorded.
Can I see customer balances from my phone?
Yes — the mobile app shows customer balances, aging, and sales in real time, from the same ledger.
Ready to take the reins?
Free trial, no credit card — and our team helps you set up step by step.